Farmers and ranchers are invited to attend a FREE clinic.  The clinics are one-on-one, not group sessions, and are confidential.  The Farm Finance clinic gives you a chance to meet with an experienced Ag law attorney and Ag financial counselor.  These clinic staff specialize in legal and financial issues related to farming and ranching, including financial planning, estate and transition planning, farm loan programs, debtor/creditor law, water rights, and other relevant matters.  Here is an opportunity to obtain an experienced outside opinion on issues that may be affecting your farm or ranch.  Bring your questions!

These FREE farm and ranch clinics are being held in:

December Clinic dates:

Grand Island – Thursday, December 7th

North Platte – Thursday, December 14th

Norfolk – Friday, December 15th

Lexington – Thursday, December 21st

FREE December workshops covering Ag leases, liens and loans:

Davenport – Wednesday, Dec 13th – Davenport Community Center, South Room – 110 S Linden Ave

Holdrege – Thursday, Dec 14th – Phelps County Ag Center – Education Room – 1308 2nd Ave

What the workshop is about? 

Liens (Hawbaker) – Nebraska’s statutory agricultural liens, from the producer’s perspective:  What are they?  How do they work? These are liens that give creditors rights in certain property, such as crops, feed and livestock, to secure payment of obligations for goods or services, such as seed, fertilizer, ag chemicals, petroleum products, veterinary assistance, cattle care, harvest work and machine repair.  The discussion will focus on identifying the liens and understanding how they work from the producer’s perspective.

Loans (Goeller) – The presentation will provide producers with an inside look at “What your lender is looking for.”  The impact of Collateral, Cash Flow, Credit Score, Character and Trends on loan applications.  A brief overview of Balance Sheets, Trend Sheets and Ratio Analysis will also be included.

Leases (Vyhnalek) – The importance of lease communications between the landlord and tenant and useful lease provisions will be discussed, along with highlights of current lease rates and trends in Nebraska.