December Workshop and Clinic Dates

Farmers and ranchers are invited to attend a FREE clinic.  The clinics are one-on-one, not group sessions, and are confidential.  The Farm Finance clinic gives you a chance to meet with an experienced Ag law attorney and Ag financial counselor.  These clinic staff specialize in legal and financial issues related to farming and ranching, including financial planning, estate and transition planning, farm loan programs, debtor/creditor law, water rights, and other relevant matters.  Here is an opportunity to obtain an experienced outside opinion on issues that may be affecting your farm or ranch.  Bring your questions!

These FREE farm and ranch clinics are being held in:

December Clinic dates:

Grand Island – Thursday, December 7th

North Platte – Thursday, December 14th

Norfolk – Friday, December 15th

Lexington – Thursday, December 21st

FREE December workshops covering Ag leases, liens and loans:

Davenport – Wednesday, Dec 13th – Davenport Community Center, South Room – 110 S Linden Ave

Holdrege – Thursday, Dec 14th – Phelps County Ag Center – Education Room – 1308 2nd Ave

What the workshop is about? 

Liens (Hawbaker) – Nebraska’s statutory agricultural liens, from the producer’s perspective:  What are they?  How do they work? These are liens that give creditors rights in certain property, such as crops, feed and livestock, to secure payment of obligations for goods or services, such as seed, fertilizer, ag chemicals, petroleum products, veterinary assistance, cattle care, harvest work and machine repair.  The discussion will focus on identifying the liens and understanding how they work from the producer’s perspective.

Loans (Goeller) – The presentation will provide producers with an inside look at “What your lender is looking for.”  The impact of Collateral, Cash Flow, Credit Score, Character and Trends on loan applications.  A brief overview of Balance Sheets, Trend Sheets and Ratio Analysis will also be included.

Leases (Vyhnalek) – The importance of lease communications between the landlord and tenant and useful lease provisions will be discussed, along with highlights of current lease rates and trends in Nebraska.

New Survey from the National Young Farmers Coalition

The National Young Farmers Coalition (NYFC) conducted a survey named National Young Farmer Survey in 2017. They surveyed 3,517 current, former, and aspiring U.S. farmers under the age of 40. A few interesting findings from the responses were: 60% of the respondents were women, 75% of the respondents did not grow up on a farm, and 69% were highly educated, having degrees past high school. The highest percentage of respondents (30.48%) were in the Northeast part of the United States. The average age of the respondents was 29 and more than 10% of the respondents were farmers of color or indigenous farmers.

For the survey, the NYFC gathered information pertaining to the top challenges that beginning farmers face. They found that the top challenges were access to land, student loan debt, finding labor help, and health insurance. Money seems to be a big factor when it comes to young and beginning farmers. A lot do not have the current means to obtain land, whether it be because they have significant loan debt or do not have enough credit to apply or receive loans to launch their farms. Since farming can be a dangerous career, health insurance is a must. Health insurance also costs money, but respondents say the Affordable Care Act is the most helpful insurance policy for them.

The survey also discusses how lawmakers can help young farmers start their farms despite the obstacles. Lawmakers can help young farmers by addressing land access and affordability, helping them manage their student debt, increase the skilled agriculture workforce, protect affordable health care, enable farmers to invent on-farm conservation, improve finances, and address racial inequality. If lawmakers helped with the above, young and beginning farmers would not face as many challenges of beginning a farming career.

Although beginning farming comes with challenges and risks, this generation has the skills to power through the ups and downs of starting a farming business. The NYFC survey results indicate that the young farmers of this generation are more diverse than those who have been farming for several years. Young farmers now are interested in operating smaller farms, committed to sustainable farming, and are optimistic about the future. The responses surely show that there isn’t one just type of farmer and that you don’t need to have farming history or past experience to want to be in the farming business.

If you are interested in reading the entire NYFC survey report, you can view it here.

 

Agricultural Liens, Loans and Leases- Free Workshop

You are welcome to attend a free workshop on Ag Liens, Loans, and Leases.   The workshops will be held in Davenport, (December 13, 2017) at the Community Center and Holdrege, (December 14, 2017) at the Phelps Co Ag Center.  With a lunch provided at both.  The workshops will run from 10:00 am to 2:30 pm.  There is no charge for the workshop.  To register (and for questions) call the Rural Response Hotline at 1-800-464-0258.

What the workshop is about?  Liens (Hawbaker) – Nebraska’s statutory agricultural liens, from the producer’s perspective:  What are they?  How do they work? These are liens that give creditors rights in certain property, such as crops, feed and livestock, to secure payment of obligations for goods or services, such as seed, fertilizer, ag chemicals, petroleum products, veterinary assistance, cattle care, harvest work and machine repair.  The discussion will focus on identifying the liens and understanding how they work from the producer’s perspective.

Loans (Goeller) – The presentation will provide producers with an inside look at “What your lender is looking for.”  The impact of Collateral, Cash Flow, Credit Score, Character and Trends on loan applications.  A brief overview of Balance Sheets, Trend Sheets and Ratio Analysis will also be included.

Leases (Vyhnalek) – The importance of lease communications between the landlord and tenant and useful lease provisions will be discussed, along with highlights of current lease rates and trends in Nebraska.

Joe Hawbaker, Agricultural Law attorney, with Hawbaker Law Office, Omaha

Dave Goeller, Agricultural Finance and Transition Specialist

Alan Vyhnalek, UNL Ag Economics, Extension Educator for Farm/Ranch Succession

These workshops are  made possible by the Nebraska Network for Beginning Farmers & Ranchers, the Farm and Ranch Project of Legal Aid of Nebraska, North Central Risk Management Education, National Institute of Food and Agriculture, Nebraska Farmers Union Foundation, Nebraska Department of Agriculture’s Next Gen, UNL Extension Thayer & Phelps Co.

The Beginning Farmer and Rancher Opportunity Act H.R. 4316

On November 8, 2017, Representatives Tim Walz (D-MN) and Jeff Fortenberry (R-NE), introduced The Beginning Farmer and Rancher Opportunity Act (H.R. 4316). This legislation supports the next generation of farmers and ranchers through changes to pertinent programs and issues including credit, technical skill development, crop insurance, and conservation. The farm and ranch community is aging; the average national age of a farmer is 58.  Millions of agricultural land acres will be changing hands in the next decade. This legislation focuses on breaking down some of those barriers that keep beginning farmers and ranchers from succeeding. For example, limitations on the number of acres enrolled in the Conservation Resources Program (CRP) will be removed, along with increasing the flexibility of CRP landowners to contract with socially disadvantage or veteran farmers in the last 3 years of their CRP contract. Additionally, this legislation prioritizes skill development for beginning farmers and ranchers by supporting service providers in their states to increase training and information gathering. Limits on lending by FSA for Direct Farm Ownership Loan will be increased to $500,000 to help purchase a farm or ranch. To learn more about The Beginning Farmer and Rancher Opportunity Act, please visit this Sectional Outline or the Full Text of the legislation.

Farm transition and succession is the main focus of Legal Aid of Nebraska’s Beginning Farmer and Rancher Development Program. We work daily with established farmers and ranchers on transitioning their farm. Additionally, we work closely with beginning farmers and ranchers with their legal needs, along with financial guidance, to ensure their enterprises are sustainable and successful. If you have any questions about farm and ranch transitions please call the Rural Response Hotline 1-800-464-0258.

November Clinic Dates

workshopsFarmers and ranchers are invited to attend a FREE clinic.  The clinics are one-on-one, not group sessions, and are confidential.  The Farm Finance clinic gives you a chance to meet with an experienced Ag law attorney and Ag financial counselor.  These clinic staff specialize in legal and financial issues related to farming and ranching, including financial planning, estate and transition planning, farm loan programs, debtor/creditor law, water rights, and other relevant matters.  Here is an opportunity to obtain an experienced outside opinion on issues that may be affecting your farm or ranch.  Bring your questions!

These FREE farm and ranch clinics are being held in:

Grand Island – Thursday, Nov 2nd

Norfolk – Thursday, November 9th

Valentine – Friday, November 10th

Fairbury – Friday, November 17th

Norfolk – Thursday, November 30th

To sign up for a clinic or for more information, call Michelle at the Nebraska Farm Hotline:  1-800-464-0258.

The Nebraska Department of Agriculture and Legal Aid of Nebraska sponsor the farm finance clinics.

Farm mediation

October Clinic Dates

Farmers and ranchers are invited to attend a FREE clinic.  The clinics are one-on-one, not group sessions, and are confidential.  The Farm Finance clinic gives you a chance to meet with an experienced Ag law attorney and Ag financial counselor.  These clinic staff specialize in legal and financial issues related to farming and ranching, including financial planning, estate and transition planning, farm loan programs, debtor/creditor law, water rights, and other relevant matters.  Here is an opportunity to obtain an experienced outside opinion on issues that may be affecting your farm or ranch.  Bring your questions!

October Clinic dates and locations:

Valentine – Wednesday, October 11th

Norfolk – Thursday, October 12th

Fairbury – Thursday, October 26th

Norfolk – Tuesday, October 31st

To register, please call the Rural Response Hotline at 1-800-464-0258.

September Clinic Dates

Farmers and ranchers are invited to attend a FREE clinic.  The clinics are one-on-one, not group sessions, and are confidential.  The Farm Finance clinic gives you a chance to meet with an experienced Ag law attorney and Ag financial counselor.  These clinic staff specialize in legal and financial issues related to farming and ranching, including financial planning, estate and transition planning, farm loan programs, debtor/creditor law, water rights, and other relevant matters.  Here is an opportunity to obtain an experienced outside opinion on issues that may be affecting your farm or ranch.  Bring your questions!

These FREE farm and ranch clinics are being held in:

September Clinic dates:

Valentine – Friday, September, 1st

Norfolk – Wednesday, September, 6th

Grand Island – Tuesday, September, 19th

North Platte – Wednesday, September 20th

Norfolk – Tuesday, September 26th

Fairbury – Tuesday, September 26th

To sign up for a clinic or for more information, call Michelle at the Nebraska Farm Hotline:  1-800-464-0258.

The Nebraska Department of Agriculture and Legal Aid of Nebraska sponsor the farm finance clinics.

August Clinic Dates- Financial & Estate Planning, Beginning Farmer Programs, Debtor/Creditor Law, Water Rights and Much More…

Farmers and ranchers are invited to attend a FREE clinic.  The clinics are one-on-one, not group sessions, and are confidential.  The Farm Finance clinic gives you a chance to meet with an experienced Ag law attorney and Ag financial counselor.  These clinic staff specialize in legal and financial issues related to farming and ranching, including financial planning, estate and transition planning, farm loan programs, debtor/creditor law, water rights, and other relevant matters.  Here is an opportunity to obtain an experienced outside opinion on issues that may be affecting your farm or ranch.  Bring your questions!

August Clinic Dates and Locations:

North Platte – Thursday, August 10, 2017

Fairbury – Wednesday, August 16, 2017

Lexington – Thursday, August 17, 2017

Norfolk – Thursday, August 24, 2017

Valentine – Friday, September 1, 2017

To register for a FREE clinic or to receive more information about our services, call Michelle and the Rural Response Hotline: 1-800-464-0258.

These clinics are sponsored by the Nebraska Department of Agriculture and Legal Aid of Nebraska.

Legal Aid of Nebraska      Farm mediation

Ogallala FREE Workshop- FSA Disaster & Loan Programs (including limited liability entities) and The Nebraska Beginning Farmer Tax Credit Program

You are welcome to attend a free workshop on Farm Service Agency livestock disaster programs, direct and guaranteed loan programs, and the Nebraska Beginning Farmer Tax Credit Program. There is no charge for the workshop.

June 29, 2017 at the Petrified Wood Gallery (418 E 1st St, Ogallala) from 1pm-3pm

To register (and for questions) call the Rural Response Hotline at 1-800-464-0258.

The workshop will provide an overview of livestock disaster programs (LFP, LIP and ELAP) administered by the Farm Service Agency (FSA) and an overview of FSA loan programs (both direct and guaranteed operating and ownership loans, including those programs targeted at beginning farmers and ranchers, as well as the micro loan program and the recently expanded farm storage facility loan program). The workshop will also address some of the issues that arise under these programs when farm and ranches use limited liability entities as part of their business and/or succession planning. There will also be discussion of the benefits and requirements of the Nebraska Beginning Farmer Tax Credit program (NextGen), including requirements for use of this program by family members. The workshop should be useful for established farm and ranch owners, for their successors, and for beginners. (This program is also being offered for CLE credits to bar members.)

 Joe Hawbaker, Agricultural Law attorney, with Hawbaker Law Office, Omaha

Amy Swoboda, Food and Farm Attorney with The Beginning Farmer Project of Legal Aid of Nebraska

This workshop is made possible through the Nebraska Network for Beginning Farmers & Ranchers and the Beginning Farmer Project of Legal Aid of Nebraska, under an outreach grant from the Farm Service Agency, USDA. 

Beatrice FREE Farm Transition and Estate Planning Workshop March 1

You are welcome to attend a free workshop on business succession and estate planning for farm and ranch owners, families and beginners.   The workshop will be held in Beatrice, (March 1, 2017) at the Extension Office at the fairgrounds.  The workshop runs from 10:00 am to 2:30 pm.  There is no charge for the workshop.  To register (and for questions) call the Rural Response Hotline at 1-800-464-0258.

The workshop is about farm and ranch business succession and family estate planning.  It will include a discussion of beginning farmer programs that can aid in succession planning.  The workshop should be useful for established farm and ranch owners, for their successors, and for beginners.   Topics include:  stages of succession planning, contribution & compensation, balancing the interests of on-farm and off-farm heirs; the importance of communication, setting goals, assessing feasibility, and balancing intergenerational expectations and needs; beginning farmer loan and tax credit programs; the use of trusts, wills, life estate deeds and business entities (such as the limited liability company) in family estate and business succession planning;  legal tools for balancing the interests of successors and off-farm heirs; asset protection; taxation (federal transfer taxes, Nebraska inheritance tax, basis adjustment), and essential estate documents. 

Joe Hawbaker, Agricultural Law attorney, with Hawbaker Law Office, Omaha

Dave Goeller, Deputy Director, Northeast Center for Risk Management Education, UNL

This workshop is made possible by the Nebraska Network for Beginning Farmers & Ranchers, the Farm and Ranch Project of Legal Aid of Nebraska, USDA-FSA, National Institute of Food and Agriculture, the Nebraska Department of Agriculture’s Next Gen, Nebraska Farmers Union Foundation, UNL Extension Gage Co, and a lunch will be provided.